QistBook AI · installment software for Pakistan

The installment software that runs your qist on autopilot

QistBook writes the contract, tracks every due date, and chases recovery over WhatsApp — so the qist gets collected whether or not you remember to call. Built for Pakistani shops and dealers who are done with the paper register.

No credit card. First plan set up in minutes.

Recovery — today3 overdue

BA
Bilal AhmediPhone 13 · qist 4 of 10
SK
Sana KhalidHaier fridge · qist 2 of 8
Due today
UR
Usman RazaHonda 70 · qist 6 of 18
5 days late
Send WhatsApp reminders
Why shops switch

The paper register can't do any of this

Contracts in two minutes

Add the customer, the product, the down payment and the schedule. QistBook writes the agreement and prints it in Urdu.

Recovery that runs itself

Every overdue payment is tracked for you, ranked by who is most likely to slip, so wasooli stops depending on memory.

Reminders on WhatsApp

One tap sends the reminder and the digital receipt on the one app your customers actually open.

Guarantors and CNICs on file

Store up to two guarantors per sale with CNIC, number and address. When a customer goes quiet, you know who to call.

A khata you can't lose

Balances, partial payments and late fees update the moment you enter them. Lose your phone and the records are still in the cloud.

Built for the trade

IMEI and serial tracking, delivery dates, profit on credit sales. Phones, fridges, furniture or bikes, the fields already fit.

On autopilot

Late fees and reminders, handled while you sleep

Set the rule once — fixed amount or percentage — and QistBook applies the jurmana the second a payment is late, updates the ledger, and fires the reminder. You stop doing follow-up math at the counter.

See recovery in action
Late fee auto-applied+ Rs 225
Net profit · this sale
Rs 9,300
Down paymentRs 12,000
Collected so farRs 31,500
No more guessing

Know your real profit on every credit sale

Down payment, monthly qist, expenses and late fees all feed one number: what you actually made. No more guessing whether a sale was worth it after three months of partial payments.

Tour the dashboard
Made for Pakistan

One app, every kind of installment shop

Mobile and electronics shops, furniture and appliance dealers, bike and auto showrooms, property dealers. QistBook adapts to what you sell and how your staff work.

Multi-shop, multi-staff

Run several branches from one login. Staff get limited access; profit and delete rights stay with you.

Owner-level control

A full audit trail shows who added, edited or deleted any record. No silent changes.

Your trade, your fields

Pick your business type at setup and the right contracts, fields and reports come ready.

Fits how you already work

WhatsApp, thermal receipts, Excel — all in the box

Reminders go out on WhatsApp and SMS. Receipts print on your thermal printer. Ledgers export to Excel and PDF in one click. Your staff don't have to learn anything new.

WhatsApp SMS Thermal receipt Urdu contracts Excel export PDF reports
Our customers

Trusted by installment businesses across Pakistan

Placeholder quotes — replace with real customer testimonials before launch.

★★★★★

Recovery is up since the WhatsApp reminders started.

— Mobile shop, Faisalabad
★★★★★

A contract took 20 minutes. Now it takes two.

— Electronics dealer, Lahore
★★★★★

I can spot the customers about to default before they do.

— Furniture dealer, Karachi
Frequently asked questions

Questions shopkeepers ask before switching

What is installment (qist) software?+

It replaces your paper register — it creates installment contracts, tracks schedules, calculates remaining balances on its own, and runs recovery. QistBook is built specifically for Pakistani installment businesses.

Qist ka software kaise kaam karta hai?+

Add a customer and product, set the down payment and monthly qist, and QistBook generates the agreement and schedule, then reminds the customer on WhatsApp until it is fully recovered.

How is this different from a normal khata app?+

A khata app logs general udhaar. QistBook handles the installment-specific parts a generic udhaar khata app can't: down payments, schedules, late fees, guarantor records and IMEI/serial tracking.

Can it send WhatsApp reminders?+

Yes — automated WhatsApp and SMS reminders plus digital receipts. It is the single biggest reason recovery speeds up.

Does it track guarantors?+

Yes, up to two per sale with CNIC, phone and address, because recovery in Pakistan often comes down to a verified guarantor.

Which businesses is it for?+

Mobile and electronics shops, furniture and appliance dealers, bike and auto showrooms, and property dealers selling on monthly installments.

Is my data safe if I lose my phone?+

Yes. QistBook works offline and backs up to the cloud, so your khata survives a lost, stolen or broken device.

Can I try it before paying?+

Yes — free trial, no credit card, first plan running in minutes.

Pricing

Simple pricing for every installment business

Placeholder prices — confirm your real numbers.

Starter

Rs 1,500 /mo
  • Unlimited customers & installment plans
  • WhatsApp & SMS reminders
  • Digital khata & customer ledgers
  • Urdu contracts & thermal receipts
  • Daily cloud backup
Start free trial
Most popular

Business

Rs 3,500 /mo
  • Everything in Starter
  • Multi-staff role-based access
  • Automatic late-fee (jurmana) rules
  • Profit & recovery reports
  • IMEI / serial tracking
Start free trial

Enterprise

Rs 7,500 /mo
  • Everything in Business
  • Multi-shop / multi-branch
  • Full audit trail
  • 30-day data recovery
  • Priority support
Start free trial

Free installment-business playbooks

Recovery scripts, a ready installment agreement template, and short qist guides. No spam.

About qistbook

QistBook is an advanced Installment & Payment Management Software designed to help businesses streamline customer financing, payment tracking, and account management. Built for retailers, service providers, educational institutions, and installment-based businesses, QistBook simplifies the complexities of managing recurring payments and customer accounts through a centralized digital platform.

© 2026 QistBook. All rights reserved